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McCarthy Law PLC helps people in difficult financial situations because of too much debt. For many different reasons – the loss of a job, personal or medical emergencies, divorce, declining home values, a difficult economic environment – many people find themselves in financial difficulties. As debt attorneys, we are one of the rare debt settlement companies that can actually represent you in lawsuits and defend you against your creditors. Declaring bankruptcy may be the best answer in your unique situation. If so, we will refer you to a bankruptcy law firm. If, however, you are a good candidate for a bankruptcy alternative, our attorneys will work with you and your creditors to resolve the debt.